THE FRONT PAGE 
You can try but You cannot ignore these
Example of Topics
Discussed
YOUR CURRENT MORTGAGE
This is the most DANGEROUS Debt you will ever have. Folks, get a handle on this. The
reason, because it's the largest amount of monies you will ever pay anyone for
anything normally. The longer you pay these monies to someone else, the smaller the
amount of monies you have available for yourself, specifically to invest elsewhere. Also,
devastating is the amount of time you pay this debt, which you can never get back.
YOUR INTEREST RATES
These too, are devastating, especially those tied to credit card debt. The interest rate
is higher than on your Mortgage. But the most devastating thing about this debt, is when
the minimum payment is all thats paid each month, say on three different credit cards, the
amount of time and money you will be doing so can be as long as the time your paying
on your Mortgage. Folks, the longer you pay on these, the smaller the amount of monies
available to you.
HOW MUCH ARE YOU SAVING
The savings rate in the United States is pitiful. It has been estimated 90% of those folks
retiring, are doing so on ONLY Social Security income. Guess what? You'll need to
get another job to support yourself if this defines your savings rate. At 65 I don't want
to being punching a time clock at Wal-Mart. That should be enough said.
YOUR SPENDING HABITS
On necessities, not much easily can be done. But you need to determine what you
are spending, is a necessity, or a want. You need not live like a poper, but let's get a
handle on this. Put together a realistic and disciplined budget and FOLLOW IT.
Those who fail to plan, plan to fail. Get some help if you need it, but get a handle on
this also. A little goes a long way especially over 30 years. Don't wait until tomorrow,
ARE YOU SUPPLEMENTING YOUR INCOME
I realize this can be difficult, and what to do is the magic question. You may be saying
I don't have any time. But everyone has the same amount. Some are better managing
than others. Well, some of these objectives are simply excuses. Only you really know.
Be truthful with yourself. As far as what to do, what do you do well? Start small, but
start. Get a mentor in a venture. Find someone successful in something of interest that
can be done successfully. Think outside the box. One point here, try something, you may
surprise yourself.